Banking and securitization disputes represent one of the most technically demanding areas of commercial litigation, involving intricate statutory frameworks, complex financial arrangements, and significant economic stakes for all parties. Matters arising from non-performing assets, enforcement of security interests, and challenges to recovery proceedings demand both deep legal expertise and a precise understanding of the regulatory environment governing banks, non-banking financial companies, and financial institutions. 

At Subros & Associates, we represent borrowers, banks, and financial institutions in complex financial disputes, bringing focused advocacy and practical resolution strategies to every matter we handle.

Our Banking and Securitization practice is built on extensive experience spanning a large volume of matters and an aggregate dispute value exceeding ₹1,000 crore. This depth of exposure has equipped us to navigate the nuances of banking and financial law across multiple forums from Debt Recovery Tribunals and Appellate Tribunals to the High Courts and the Supreme Court of India. We combine procedural fluency with strategic insight to deliver effective and commercially sound solutions tailored to each client’s position and objectives.

Our Services Include

• Proceedings before Debt Recovery Tribunals (DRTs) and Debt Recovery Appellate Tribunals (DRATs)
• Litigation under the SARFAESI Act, 2002
• Recovery proceedings and enforcement of security interests
• Challenges to auction and possession proceedings
• Writ petitions arising out of banking and financial disputes
• Representation of borrowers, banks, NBFCs, and financial institutions

Our Expertise

With a strong command of the statutory and regulatory architecture governing financial disputes, our team provides comprehensive support from pre-litigation assessment through to final adjudication and enforcement. We undertake detailed case evaluation, evidence strategy, and structured pleadings to ensure that every matter is approached with the diligence and precision it demands. Our experience across borrower-side and lender-side mandates enables us to anticipate opposing arguments and formulate responses that are both legally robust and commercially aware.

At Subros & Associates, banking litigation is approached not merely as a legal exercise but as a means of protecting and advancing our clients’ financial and commercial interests.